FinCEN: Financial Crimes Enforcement Network

FinCEN publishes rarely and consequentially. Public enforcement runs two to four actions a year, but they are large: $1.3 billion against TD Bank in 2024, $125 million against UBS and $80 million against Canaccord in 2026. Its advisories and alerts define what a suspicious-activity program must look for this quarter, and its Geographic Targeting Orders impose reporting duties on specific ZIP codes for 180 days at a time.

What FinCEN publishes

• Advisories (FIN-2026-A002), Alerts (FIN-2026-Alert005) and Notices, mostly PDFs
• Enforcement actions: consent orders and civil money penalty assessments (Matter 2026-02)
• Federal Register notices for rulemakings (RIN 1506-AB72 and following)
• Geographic Targeting Orders, currently the Southwest Border money-services order
• Beneficial ownership (Corporate Transparency Act) updates

Cadence. About nine numbered advisories, alerts and notices in 2025 and 13 in 2026 through early September. Enforcement: two actions in 2024, two in 2025, two in 2026 so far. The Southwest Border GTO renews every 180 days.

What to treat as urgent

• Alerts with new SAR key terms; examiners expect them in your program within weeks.
• GTO reissuances, which change reporting thresholds for named ZIP codes.
• AML program rulemakings (the April 2026 program NPRM) with comment deadlines.

Quirks worth knowing

• No RSS feed exists; RegPing scrapes the listing pages.
• Guessed URLs 404; real slugs carry suffixes like '-0' or '-millions'.
• Spanish translations of old advisories are re-listed months later as new items and would look like new advisories.
• Beneficial-ownership reporting for U.S. companies was permanently ended by the August 2026 final rule.

Subscribe at the source

• Email and SMS updates (the only push channel)
• Advisories, alerts and notices
• Enforcement actions
• Federal Register notices

Official site: fincen.gov